Rates
Effective August 29, 2023
Vehicle Loans
Visit CFFCU first and let us pre-qualify you for a vehicle loan.
A one-year, $1,000 loan with an APR of 7% would require 12 monthly payments of $87.
All rates quoted as an annual percentage rate (APR). Including discounts, rate floor is 5.49% APR*.
Autos
| APR* | TERM |
|---|---|
| As low as 5.49% new | Other rates up to 84 months |
| As low as 5.49% for used | Other rates up to 84 months |
Motorcycle
| APR* | TERM |
|---|---|
| As low as 8.00% for 36 months | Other rates up to 84 months |
Recreational Vehicle
| APR* | TERM |
|---|---|
| As low as 8.50% for 36 months | Other rates up to 84 months |
| APR* | TERM |
|---|---|
| As Low As 11.00% | Up to 12 months (Other rates up to 60 months) |
Visa® Credit Card
| Interest Rates |
|---|
| 9.90% APR* |
| 13.80% APR* |
| 15.96% APR* |
| 18% APR* |
Savings Secured Loan
| APR* | TERM |
|---|---|
| Savings rate plus 4.0% APR*. Subject to a variable rate. | Up to 120 months |
Certificate Secured Loan
| APR* | TERM |
|---|---|
| Certificate rate plus 4.0% APR*. Subject to a variable rate. | Up to 120 months |
Credit Builder Loan
| APR* | TERM |
|---|---|
| Certificate rate plus 5.0% APR*. | 6 to 60 months available |
Each loan or VISA request is reviewed on individual qualifications, which may increase the published rate. Credit Life Insurance and Credit Disability Insurance are available on Member Loans and VISA.